The Department of Finance (DoF) consulted on proposals to fix age related discrimination identified in the transitional arrangements of the 2015 public service pension reforms. This applies to all of the main public service pension schemes, including the NITPS. If you were in service on or before 31 March 2012 and still in service on or after 01 April 2015 then the consultation will apply to you.

What are the key changes to the scheme?

If you are eligible, (if you were both in service on or before 31 March 2012 and have continuous service on or after 1 April 2015, including if you have a qualifying break in service of not more than five years.) you’ll choose between your final salary (legacy) and career average (reformed) pension scheme benefits for service between 1 April 2015 and 31 March 2022 (the remedy period).

You’ll make your choice at the time you take your pension benefits (e.g. when you retire), this is named the Deferred Choice Underpin (DCU).

Initially, those of you who were moved to the reformed scheme in 2015 (or later if you had tapered protection), will be moved back into the legacy scheme for the remedy period. However, when you then take your pension benefits, for example at retirement, you’ll get to choose between your legacy and reformed scheme benefits. At this point, you’ll receive the necessary information to be able to make a choice about which pension scheme benefits are better for you.

Those of you who are affected members who have already taken benefits from the legacy scheme, or will before April 2022, will be given a choice between your legacy and reformed scheme benefits for service between 2015 and the date you take your pension benefits. This choice will be offered as soon as possible after legislation is implemented and any change to benefits will be backdated.

From 1 April 2022 all active members will be moved to the reformed career average scheme. To help explain how the changes will impact on teacher members, watch the video below:

NEU Webinar: What does 'McCloud Remedy' mean for me? Oct 2021

NEU NI will be responding in relation to the Department of Finance’s further consultation on transitional protection arrangements. (McCloud Remedy)

Department of Education NI have produced a quick guide and FAQs to provide NI Teachers’ Pension Scheme members with further information. Members wishing to feed into the response or who have any queries can contact the NEU Northern Ireland by email

Northern Ireland
Quick guide - Transitional protection arrangements consultation

Quick guide and frequently asked questions (FAQs) to provide NI Teachers’ Pension Scheme members with further information.